Start Up Loans

Starting a new business is challenging, particularly when you need to raise funds. Start Up Loans are available for people looking to start a business in Wales or businesses under 3 years old that need a little bit of financial investment as the business develop.

Business in Focus is an Official Delivery Partner of the Start Up Loans scheme and can assist you with your loan application.

Start Up Loans can offer you:

  • Unsecured loans of between £500 – £25,000
  • Fixed interest rate, currently 6%
  • Repayment period from 1 to 5 years
  • FREE mentoring for the first year of the loan
  • Access to exclusive business offers

What is a Start Up Loan?

  • Start Up Loans, administered by the British Business Bank is a government backed scheme, providing low interest, repayable loans and free business support
  • Business in Focus is a Delivery Partner for the Start Up Loans scheme
  • It is a personal loan for business use
  • Is available for businesses from launch to 36 months trading
  • Only available to individuals over the age of 18
  • Average loan amount borrowed is £7,200

See how much a business loan would cost you

Over 48 Months
Total Amount Repayable: £56927.71
Monthly Repayment: £1185.99
Representative APR: 6%

Our experienced team will be on-hand to support you through the first year of your business journey.

Whether you need to understand what a business plan is or where to start with one, require support with marketing, or you just need to discuss an idea and challenge an opportunity, our friendly team are just at the end of the phone for you to sound board to and develop your confidence.

Got a question? Drop us an email or give us a call today.

Applications are assessed on an individual basis and acceptance is not guaranteed until you have received, signed and returned the documents from the Finance Partner and the money has been transferred into your account. Business in Focus Limited is an approved credit broker operating under a licence from the Financial Conduct Authority. Company Registration No. 2553654. Successful or not, you will not be charged a fee for making a Start Up Loan application. If you have been charged a fee, please inform the Start Up Loans Company, a subsidiary of the British Business Bank, of this or write to with details. When you apply for a loan, your application will be assessed individually based on the information you provide, a credit check obtained from a Credit Reference Agency and our internal credit policy. As a responsible lender, the Start Up Loan Company are committed to ensuring any loan offer made is affordable. Your credit history will therefore be considered and your existing financial position taken into account. When an application is declined we will inform you why your application could not be approved. Failure to meet loan repayment obligations may affect your credit score and that formal action may be taken to address any missed or late loan repayments.

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